Foreclosure Defense Lawyer in Jefferson Parish
Serving Lafourche Parish, St. Tammany Parish, Orleans Parish & Surrounding Areas
If you are a homeowner who is struggling to make your mortgage payments, you may be concerned about the possibility of foreclosure. If you have missed several payments and your lender has begun the foreclosure process, it is important that you seek legal assistance as soon as possible.
At Sisk Law Firm, I can help you avoid losing your home. Schedule an initial consultation by calling my firm at (504) 499-5919 today.
"Mr. Sisk was So helpful Throughout this process; he made thing so easy and comfortable through and not so comfortable time!"Ashley L.
"I spoke to other attorneys in the area, but none of them made me feel as comfortable as Chris did. I highly recommend his services to anyone in financial hardship."Ariell G.
"I Would definitely recommend this law firm to anyone that is looking for this type of attorney."Danielle F.
How Foreclosure Works in Louisiana
When a homeowner fails to make their mortgage payment, the lender is required to send them a letter notifying them of their delinquency and the steps they need to take to avoid foreclosure. If the homeowner fails to make a payment within the time frame specified in the letter, the lender may then choose to begin the foreclosure process.
In Louisiana, there are two different ways that foreclosure can occur:
- Judicial foreclosure: In this type of foreclosure, the lender will file a lawsuit against the homeowner, and the court will appoint a receiver to oversee the foreclosure proceedings.
- Executory proceedings: In this type of foreclosure, the lender can skip the court altogether and choose to sell the home directly through an entity known as a trustee's sale.
Common reasons for foreclosure include:
- Not being able to keep up with your mortgage payments.
- Failing to pay taxes and insurance.
- Falling behind on your home maintenance.
- Having a second mortgage.
If you are a homeowner who is struggling to make your mortgage payments, it is important that you take the steps necessary to avoid foreclosure.
If you are a homeowner who is worried about losing your home to foreclosure, you may be wondering what you can do to avoid losing your home. There are a variety of actions you can take to avoid foreclosure and keep your home.
Some of the actions you can take to avoid foreclosure include:
- Contact your lender and ask for a loan modification.
- Find out if you are eligible for a short sale or a deed in lieu of foreclosure.
- Apply for an extension on your mortgage.
- Sell your home.
- Talk to an attorney about filing a Chapter 7 or Chapter 13 bankruptcy.
Call my firm at (504) 499-5919 to schedule your free consultation today.